ESTO instalment – don’t want to pay the full amount at once? Pay in instalments!

ESTO instalments are a flexible payment solution that allows you to conveniently split your payment into monthly instalments. Conveniently spread the purchase amount over a period that suits you. You can choose the period and the amount of the instalment when you make your purchase by choosing ESTO instalment payments from the checkout.

Use ESTO hire purchase in e-shops and physical stores. You can find all ESTO partner shops on ESTO Market: https://esto.eu/ee/esto-market

How to use the ESTO hire purchase?

1. Add the products you need to your shopping cart.
2. Choose ESTO instalment as payment method at the checkout.
3. Choose your preferred repayment period between 3-60 months.
4. Get a decision in real time.
5. In case of a positive decision, digitally sign the contract with your ID card, Smart-ID or Mobile-ID.

ESTO hire purchase is offered and managed by ESTO AS. ESTO AS instalment credit interest rate is 23.63% per annum under the following sample conditions: amount of credit 1490 EUR, cost of goods/services 1490 EUR, deposit 0%, fixed interest rate 11.90%, contractual fee 0 EUR, total amount of credit and repayments 1844.64 EUR, assuming that the credit is repaid in equal monthly instalments of 76.86 EUR over 24 months. Please consult the terms and conditions before signing the contract and, if necessary, consult a specialist. The instalment facility is offered and managed by ESTO AS.

ESTO 3 payment method is an innovative solution that allows you to confirm and pay for your purchase conveniently and quickly – in three equal instalments, with no extra fees!

ESTO 3 is the most popular new generation payment method. Conveniently divide your purchase amount into 3 equal parts. Get exactly what you need without interest, surcharges and deposits.

Use the ESTO 3-part payment method in e-shops and physical shops.

All ESTO partner shops can be found on ESTO Market: https://esto.eu/ee/esto-market

How does it work?
By choosing ESTO 3 as your payment method, you can split the total payment into 3 equal instalments over 3 months without any fees.

1. Add the products you need to your shopping cart.
2. Choose ESTO 3 as your payment method at the checkout.
3. Get a decision in real time.
4. If the decision is positive, confirm the purchase.
5. ESTO will send you your first bill on the 15th of the following month.

The financial service is provided by ESTO AS. Before you sign a contract, you should read the terms and conditions and, if necessary, consult a professional. For more information, visit www.esto.ee.

Be smart and choose ESTO pay later to pay for your purchases!

ESTO Pay later is the new way to pay for your purchases. You keep the purchase amount, you only have to pay within 30 days. Get exactly what you need with no interest, no surcharge and no deposit.

Use ESTO Pay later in e-shops and physical stores. You can find all ESTO partner shops on ESTO Market: https://esto.eu/ee/esto-market

How does it work?

If you choose ESTO Pay later as the payment method, the order will be confirmed immediately, but you don’t have to pay immediately as the payment deadline is 30 days later.

1. Add the products you need to your shopping cart.
2. Choose ESTO pay later at the checkout as your payment method.
3. Get a decision in real time.
4. If the decision is positive, confirm the purchase.
5. ESTO will send you an invoice, payable in full within 30 days.

The financial service is provided by ESTO AS. Before you sign a contract, you should read the terms and conditions and, if necessary, consult a professional. For more information, visit www.esto.ee.

WHAT IS ESTO?
ESTO is the preferred payment solutions provider in the Baltics, revolutionising the way merchants sell and consumers buy. ESTO has almost 500,000 active customers and over 3,000 partner stores across the Baltics. ESTO’s mission is to help partners sell and customers buy.

If you need help, contact an ESTO AS employee at info@esto.ee or visit https://esto.eu/ee/kliendile-klienditugi.